The Social Security reform, enacted in 2019, established automatic transition rules, which change the granting of benefits each year.
The retirement score based on contribution time and age has changed.
The Social Security reform established four transition rules, two of which provided for changes at the turn of 2025 to 2026. In the first rule, the score made up of the sum of age and years of contribution rose in January to 93 points (women) and 103 points (men).
Public servants are subject to the same scoring rule, with the difference that they must be 62 years old and have 35 years of contributions (men), 57 years old and 30 years old (women). For both sexes, it is necessary to have 20 years in public service and five years in office.
In the second rule, which provides for a lower minimum age for those who have been contributing for a long time, the minimum age to apply for the benefit was increased to 59 and a half years (women) and 64 and a half years (men). The Social Security reform adds six months to the minimum ages each year until they reach 62 years old (women) and 65 years old (men) in 2031. In both cases, the minimum contribution time required is 30 years for women and 35 years for men.
In relation to teachers, women retire at 54 and a half, and men at 59 and a half. The age is increased by six months each year until reaching the limit of 57 years for women and 60 years for men, in 2031.
The minimum contribution time to obtain retirement as a teacher is 25 years for women and 30 years for men. The rule applies to teachers in the private sector, federal educational institutions and small municipalities. State and large municipal teachers obey the rules of their own pension schemes.
Since 2023, the rule for retirement by age has been fully in force, aimed at low-income workers who contributed little to Social Security and would retire by age under the old rule.
For men, the minimum age has been set at 65 since 2019. For women, the transition age has been set at 62 since 2023. For both sexes, The minimum contribution time required to retire due to age is 15 years.
When the Social Security reform was enacted in November 2019, the minimum age for women was 60 years old, increasing six months a year in the following four years. It rose to 60 and a half years in January 2020, to 61 years in January 2021, 61 and a half years in 2022 and 62 years in 2023.
With information from Agência Brasil
