The savings account has returned more withdrawals than deposits in August. According to data released on Friday (5) by the Central Bank, the withdrawals exceeded the applications at R $ 7.6 billion in the period.
Throughout the month, deposits totaled R $ 346.8 billion, while withdrawals reached R $ 354.4 billion. The credited income was $ 6.5 billion, and the total balance of savings closed just over $ 1 trillion.
This was the second consecutive month of negative result. In the first four months of 2025 there were also liquid exits, except May and June, when entries occurred. In accumulated of the year, the rescues already reach R $ 63.5 billion.
The movement reinforces the trend observed in recent years. In 2023, savings had net outputs of R $ 87.8 billion, while by 2024 the value was R $ 15.5 billion.
Experts point out that the lower attractiveness of the book is linked to the current level of Selic. The basic interest rate remains high, which makes other fixed income investments more advantageous.
In July, the Monetary Policy Committee (Copom) interrupted the sequence of seven highs in Selic, but kept the level at 15% per year. The Central Bank has already signaled that it can raise interest again if the economic scenario requires.
