The House approved base text of the bill that prohibits discounts on benefits of INSS retirees and pensioners.
Under the proposal, undue discounts on benefits made by associative entities, financial institution or lease society will have to be completely returned within 30 days. The rule also applies to payroll loans not authorized by the retired or pensioner.
If the institution does not return the money, it will be up to the INSS to do so and then charge the company responsible for the discount. Once the highlights of the base text are approved in the House, the bill goes to Senate analysis.
Currently, legal discounts on the benefits of INSS are:
Income Tax (IRPF), when the amount exceeds the exemption limit;
Payroll loan, authorized by the beneficiary, limited to 35% of income;
Payroll credit card, limited to 5% of income;
Alimony, determined in court;
Benefit Review, in cases of improper payments.
With the advancement of the proposal, automatic discounts of associative tuition and contributions to clubs or entities, practice that has generated billionaire losses to retirees in recent years.
The proceedings gained speed after the Federal Police’s Operation without Discount, in April this year, which unveiled a billionaire fraud scheme involving associative entities that launched charges without authorization from the beneficiaries.